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When you are faced with a financial emergency, you are in a definite in a situation of time constraint. When you have such an emergency on your hands, you are required to pay it off immediately. The biggest problem about these emergencies is that they always seem to strike when you least expect it and when you are least prepared for them. In such a situation, you need cash handy so that you can pay off the problem promptly and not have it come back to bother you again. When you require fast cash, you have limited options. You can dip into your savings to pay the extra bills, but this may further threaten your vulnerable financial resources and overall fiscal stability. You can borrow from family and friends but this can lead to strained relationships. Moreover, with the global recession, everyone has been equally hit and thus you may have people wishing to help you but not having the assets to do so. The third option is to go to professionals and approach them for financial assis